概要

04 years plus experience, exposure and learning in Banking Industry, inclusive Customer Services and Operations. Encompasses the portfolio of Home Remittance Business Operations Management, Consumer Operations of Card Issuing Acquiring Business, Dispute Resolution Chargeback of Visa, Master Amex Card plus exposure of Data Entry Looking for a new challenging position to make best use of my existing skills and experience for enabling further personal and professional growth and development. To join a dynamic reputed and rapidly growing organization with a commitment to contribute for the optimal utilization of resources in order to accomplish the organization goals while developing and polishing my own career and satisfy my passion for learning and to secure a growth oriented position in a market leading organization, where my analytical, financial, research skill coupled with my Professional experience will add value to the organization

工作经历

公司标识
Branch Operations Manager
Habib Bank Limited
Feb 2021 - 代表 | Hyderabad, Pakistan

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公司标识
Teller Service Manager
Habib Bank Limited
Mar 2020 - Feb 2021 | Hyderabad, Pakistan

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公司标识
Customer Service Officer
Habib Bank Limited
Mar 2019 - Feb 2020 | Hyderabad, Pakistan

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公司标识
Cash Officer
Habib Bank Limited (HBL)
Jan 2017 - Mar 2019 | Hyderabad, Pakistan


Job Responsibilities
Customer Services
• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.
Control and Compliance
•Implement all processes as per bank’s Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance. • Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating
Branch Security
 • Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.
Reporting
 • Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management
Operational Execution
• Maintain cash in hand and Vault in accordance with State bank’s clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.

公司标识
Intern
Basic Development Foundation
Jun 2015 - Jul 2015 | Hyderabad, Pakistan

Six weeks internship

公司标识
Intern
Pakistan Telecommunication Company Limited (PTCL)
Jun 2014 - Jul 2014 | Hyderabad, Pakistan

Six weeks internship

学历

University of Sindh
硕士, 工商管理硕士学位, MBA honours‎
Human resources Management
CGPA 2.8/4
2018
University of Sindh
学士, 工商管理学士学位, BBA(Hons)‎
HRM and Information Technology
CGPA 3.1/4
2015
Larkana Board (BISE Larkana)
中级/A级, , F.Sc Pre-Engineering‎
physics , chemistry , mathematics
所占比重 66%
2011
Larkana Board (BISE Larkana)
, Matric in Science‎
所占比重 78%
2009
Larkana Board (BISE Larkana)
大学入学/0级, , Matric in Science‎
Science
所占比重 78%
2009

技能

中级 Accounting
中级 AML
中级 Analytical Skills
中级 Anti Money Laundering
中级 Anti-money laundering AML
熟练 Branch Management
中级 Complaint Management
熟练 Customer Relationship Management
熟练 Customer Service Skills
熟练 Effective Working Relationships
熟练 Excellent Interpersonal Skills
中级 Export Consignments Management
中级 Finance Knowledge
中级 Finance Reporting
熟练 Financial and Budgeting Skills
中级 Fund Accounting
中级 Harassment
中级 ISBP
熟练 Microsoft Office 1
中级 MS Excel
熟练 Official Tasks Handling
熟练 Oral And Written Communication Skills
中级 Record Keeping Skills
中级 SBP Products
中级 SBP Regulations
熟练 Security Principles
中级 SMA
熟练 Special Effects
中级 Swift
熟练 Team Player
中级 Transaction Monitoring
中级 Turbine Monitoring
中级 UCP
熟练 Working Experience of Screening System
中级 Written Oral and Communication

语言

中级 乌尔都语
中级 英语

Ghulam 联系人

Muhammad Azam
Habib Bank Limited (HBL)